<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet href="http://feeds.feedburner.com/~d/styles/rss2full.xsl" type="text/xsl" media="screen"?><?xml-stylesheet href="http://feeds.feedburner.com/~d/styles/itemcontent.css" type="text/css" media="screen"?><rss xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0">

<channel>
	<title>ClearwaterHomeTeam.com</title>
	
	<link>http://clearwaterhometeam.com</link>
	<description>Clearwater, Florida Real Estate Sales, Buy A Home or Sell A Home in the Clearwater Area</description>
	<pubDate>Wed, 08 Oct 2008 18:10:21 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.6.2</generator>
	<language>en</language>
			<atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" href="http://feeds.feedburner.com/ClearwaterRealEstate" type="application/rss+xml" /><feedburner:emailServiceId xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0">1799837</feedburner:emailServiceId><feedburner:feedburnerHostname xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0">http://www.feedburner.com</feedburner:feedburnerHostname><item>
		<title>Clearwater Real Estate Prices Like 2004?</title>
		<link>http://clearwaterhometeam.com/clearwater-real-estate-prices-like-2004/</link>
		<comments>http://clearwaterhometeam.com/clearwater-real-estate-prices-like-2004/#comments</comments>
		<pubDate>Thu, 28 Aug 2008 02:54:44 +0000</pubDate>
		<dc:creator>Sean Malott</dc:creator>
		
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://clearwaterhometeam.com/?p=108</guid>
		<description><![CDATA[CLEARWATER, FLORIDA - Did you miss your opportunity to buy Clearwater Real Estate in 2004? Well, this is your chance to make a move. According to Standard and Poor&#8217;s Case Shiller Home Price Indices, the highly regarded measure of US home prices, Tampa homes lost 20% of their value over the past year and are [...]]]></description>
			<content:encoded><![CDATA[<p>CLEARWATER, FLORIDA - Did you miss your opportunity to buy Clearwater Real Estate in 2004? Well, this is your chance to make a move. According to <a href="http://www.globalindices.standardandpoors.com/data/pdf/CSHomePrice_Release_082653.pdf" target="_blank">Standard and Poor&#8217;s Case Shiller Home Price Indices</a>, the highly regarded measure of US home prices, Tampa homes lost 20% of their value over the past year and are in line with prices of 2004. The report lags behind statistics published by the National Association of Realtors, however the stats are viewed as reliable. Las Vegas leads the list with a 28.6% decline and Miami and Phoenix fall closely behind. We can help you find your bargain in the sun!</p>
]]></content:encoded>
			<wfw:commentRss>http://clearwaterhometeam.com/clearwater-real-estate-prices-like-2004/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Criss Angel “Mindfreak” Survives Imploding Clearwater Beach Hotel</title>
		<link>http://clearwaterhometeam.com/criss-angel-mindfreak-survives-imploding-clearwater-beach-hotel/</link>
		<comments>http://clearwaterhometeam.com/criss-angel-mindfreak-survives-imploding-clearwater-beach-hotel/#comments</comments>
		<pubDate>Thu, 31 Jul 2008 17:32:21 +0000</pubDate>
		<dc:creator>Sean Malott</dc:creator>
		
		<category><![CDATA[Neighborhood News]]></category>

		<category><![CDATA[Real Estate]]></category>

		<category><![CDATA[Clearwater Beach Implosion]]></category>

		<category><![CDATA[Criss Angel]]></category>

		<category><![CDATA[MindFreak]]></category>

		<category><![CDATA[Spyglass Implosion]]></category>

		<guid isPermaLink="false">http://clearwaterhometeam.com/?p=105</guid>
		<description><![CDATA[CLEARWATER BEACH, FLORIDA - Master Illusionist Criss Angel of popular A&#38;E Television show fame &#8220;Mindfreak&#8221; survived a daring escape from the imploding Spyglass Hotel on Clearwater Beach.
The stunt has been in works for months and the grand event was held yesterday evening as thousands watched from the beach. Angel said before the event, &#8220;It is going [...]]]></description>
			<content:encoded><![CDATA[<p><a title="Criss Angel Escapes from Spyglass Implosion" href="http://clearwaterhometeam.com/wp-content/uploads/2008/07/criss-angel-spyglass-implosion.jpg"><img class="right frame" src="http://clearwaterhometeam.com/wp-content/uploads/2008/07/criss-angel-spyglass-implosion.jpg" alt=" alt=" width="257" height="166" /></a>CLEARWATER BEACH, FLORIDA - Master Illusionist <a href="http://www.crissangel.com/" target="_blank">Criss Angel</a> of popular A&amp;E Television show fame <a href="http://www.aetv.com/criss_angel/" target="_blank">&#8220;Mindfreak&#8221;</a> survived a daring escape from the imploding Spyglass Hotel on Clearwater Beach.</p>
<p>The stunt has been in works for months and the grand event was held yesterday evening as thousands watched from the beach. Angel said before the event, &#8220;It is going to be one of the biggest, baddest, craziest escapes I have ever done in my career.&#8221; Criss vowed to his mother to no longer perform life threatening tricks.</p>
<p>The stunt involved 450 sticks of dynamite, 4,500 tons of cement, hand cuffs, and a helicopter. He had 3 minutes and 30 seconds to exit before the dynamite leveled the building.</p>
<p>Angel says he chose Clearwater because no other city in the country would allow him to perform the dangerous stunt. &#8220;We&#8217;ve been looking for a building now for nine months, and no one would allow me to be in a building that would be imploding,&#8221; he said.</p>
<p>Good work Criss and to the Spyglass Hotel, you will be missed.</p>
<p>Here is a link to Bay News 9 wrap up of <a href="http://www.baynews9.com/VideoPlayer/?Angel_implosion_730" target="_blank">Criss Angel&#8217;s amazing escape</a> from the implosion.</p>
<p>Here is a <a href="http://www.tampabays10.com/news/local/story.aspx?storyid=86180&amp;catid=8" target="_blank">blog posting and video</a> from Tampa Bay&#8217;s 10 Adam Vance, who was in the vicinity filming reporting from a helicopter.</p>
]]></content:encoded>
			<wfw:commentRss>http://clearwaterhometeam.com/criss-angel-mindfreak-survives-imploding-clearwater-beach-hotel/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Clearwater, Florida - Billion Dollar Beach</title>
		<link>http://clearwaterhometeam.com/clearwater-florida-billion-dollar-beach/</link>
		<comments>http://clearwaterhometeam.com/clearwater-florida-billion-dollar-beach/#comments</comments>
		<pubDate>Fri, 16 May 2008 17:04:35 +0000</pubDate>
		<dc:creator>Sean Malott</dc:creator>
		
		<category><![CDATA[Clearwater]]></category>

		<category><![CDATA[Clearwater Beach]]></category>

		<category><![CDATA[Real Estate]]></category>

		<category><![CDATA[Clearwater Beach Walk]]></category>

		<category><![CDATA[Clearwater Billion Dollar Beach]]></category>

		<category><![CDATA[Clearwater Construction]]></category>

		<guid isPermaLink="false">http://clearwaterhometeam.com/clearwater-florida-billion-dollar-beach/</guid>
		<description><![CDATA[CLEARWATER, FLORIDA - The City of Clearwater, Florida has a great resource available to  keep the world updated on its development plans for Clearwater Beach.
The city sponsored web site  is called BillionDollarBeach.com and appears  to be current with the condo, development, and beautification projects underway  on Clearwater Beach. The City of [...]]]></description>
			<content:encoded><![CDATA[<p><a title="Cranes over Clearwater, Florida" href="http://clearwaterhometeam.com/wp-content/uploads/2008/05/clearwater-construction.jpg"><img class="right frame" src="http://clearwaterhometeam.com/wp-content/uploads/2008/05/clearwater-construction.jpg" alt="Cranes over Clearwater, Florida" width="265" height="182" /></a>CLEARWATER, FLORIDA - The City of Clearwater, Florida has a great resource available to  keep the world updated on its development plans for Clearwater Beach.</p>
<p>The city sponsored web site  is called <a href="http://www.billiondollarbeach.com/">BillionDollarBeach.com</a> and appears  to be current with the condo, development, and beautification projects underway  on Clearwater Beach. The City of Clearwater is planning to be one of world&#8217;s  most desirable tourist destinations. According to the site, there is more than a  billion dollars of investment flowing into the Beach area.</p>
<p>In our opinion,  Clearwater, Florida has always been one of the worlds most desirable tourist  destinations. The new and &#8220;improved&#8221; will be more desirable to some and less  desirable to others. Only time will tell how Clearwater Beach will end up. We  will be watching closely.</p>
<p>Thanks to <a href="http://www.g33kart.com/blog/2007/12/exposure-assignment-6.html">John  Jacobsen</a> for the awesome photo!</p>
]]></content:encoded>
			<wfw:commentRss>http://clearwaterhometeam.com/clearwater-florida-billion-dollar-beach/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Best Tampa Bay Waterfront Condos Under 450K</title>
		<link>http://clearwaterhometeam.com/best-tampa-bay-waterfront-condos-under-450k/</link>
		<comments>http://clearwaterhometeam.com/best-tampa-bay-waterfront-condos-under-450k/#comments</comments>
		<pubDate>Tue, 06 May 2008 15:19:06 +0000</pubDate>
		<dc:creator>Sean Malott</dc:creator>
		
		<category><![CDATA[Real Estate]]></category>

		<category><![CDATA[Best Waterfront Condos]]></category>

		<category><![CDATA[Condos Under 450K]]></category>

		<category><![CDATA[Tampa Bay Waterfront]]></category>

		<guid isPermaLink="false">http://clearwaterhometeam.com/best-tampa-bay-waterfront-condos-under-450k/</guid>
		<description><![CDATA[We have spent the last few days hunting for the best waterfront condo  values from St. Pete Beach,  FL to Clearwater Beach,  FL and have viewed the best properties, in the best condition, at the best  price in their respective buildings up to $450,000.  Our customer&#8217;s  requirements were 2 [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://clearwaterhometeam.com/wp-content/uploads/2008/05/gulf-of-mexico.JPG" title="Gulf of Mexico"><img src="http://clearwaterhometeam.com/wp-content/uploads/2008/05/gulf-of-mexico.JPG" class="right frame" alt="Gulf of Mexico" height="184" width="242" /></a>We have spent the last few days hunting for the best waterfront condo  values from St. Pete Beach,  FL to Clearwater Beach,  FL and have viewed the best properties, in the best condition, at the best  price in their respective buildings up to $450,000.  Our customer&#8217;s  requirements were 2 Bedroom 2 Bath minimum, no less than 1,000 Square Feet, not  age restricted (not 55+ community), $450 max monthly condo fee, 90 day lease  term or better, and must be waterfront views from the unit (Intracoastal or Gulf  of Mexico).</p>
<p>We have concluded based upon our preferences the best  values are the following:</p>
<p>Harbourside, South Pasadena (St. Petersburg),  FL<br />
South Beach I &amp; II, Sand Key (Clearwater Beach), FL<br />
Envoy Point  East, St. Pete Beach, FL</p>
<p>The main similarity the above mentioned  communities have in common is that they are large, well maintained communities  with many units. The more units, the more competition.</p>
<p>Get in touch with <a href="http://clearwaterhometeam.com/contact-us/">us</a> if you want to take a look for yourself.</p>
]]></content:encoded>
			<wfw:commentRss>http://clearwaterhometeam.com/best-tampa-bay-waterfront-condos-under-450k/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Pet Friendly Beach Condo Living</title>
		<link>http://clearwaterhometeam.com/pet-friendly-beach-condo-living/</link>
		<comments>http://clearwaterhometeam.com/pet-friendly-beach-condo-living/#comments</comments>
		<pubDate>Thu, 01 May 2008 15:02:55 +0000</pubDate>
		<dc:creator>Sean Malott</dc:creator>
		
		<category><![CDATA[Real Estate]]></category>

		<category><![CDATA[Clearwater Beach Pet Friendly]]></category>

		<category><![CDATA[Pet Friendly Beach Condo]]></category>

		<category><![CDATA[Pet Friendly Clearwater Condos]]></category>

		<guid isPermaLink="false">http://clearwaterhometeam.com/pet-friendly-beach-condo-living/</guid>
		<description><![CDATA[Do you want to enjoy the beach condo lifestyle with your 30 lb. Beagle? If so,  there are condos in the Clearwater Beach area  where you will be welcomed with open arms.
As many know, condo living can be difficult for pet owners because 95% of  the condominiums either don&#8217;t allow pets or [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://clearwaterhometeam.com/wp-content/uploads/2008/05/beagle.jpg" title="Beagle"><img src="http://clearwaterhometeam.com/wp-content/uploads/2008/05/beagle.jpg" class="right frame" alt="Beagle" height="165" width="219" /></a>Do you want to enjoy the beach condo lifestyle with your 30 lb. Beagle? If so,  there are condos in the <a href="http://clearwaterhometeam.com/category/clearwater-beach/">Clearwater Beach</a> area  where you will be welcomed with open arms.</p>
<p>As many know, condo living can be difficult for pet owners because 95% of  the condominiums either don&#8217;t allow pets or only small pets. I have been doing  research for a customer and have identified multiple buildings that have great  views and relaxed pet policies.</p>
<p>The criteria : Amazing Views, Allow 30 lb. dog, Minimum 2 bedrooms and  2 bathrooms, $300,000 range, washer and dryer in the unit.</p>
<p>Here are a few options:</p>
<ul>
<li> Bayside Gardens - Clearwater Beach (Sand Key), FL</li>
<li>Captains Cove - Indian Shores, FL</li>
<li>Bahia Del Mar - St. Petersburg (Isla Del Sol), FL</li>
<li>Capri Lagoons Club - Treasure Island, FL</li>
</ul>
<p>There can be many more options depending on your situation. <a href="http://clearwaterhometeam.com/contact-us/">Send us</a> your criteria and  we will see how many properties will work for you.</p>
]]></content:encoded>
			<wfw:commentRss>http://clearwaterhometeam.com/pet-friendly-beach-condo-living/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Feng Shui 101</title>
		<link>http://clearwaterhometeam.com/feng-shui-101/</link>
		<comments>http://clearwaterhometeam.com/feng-shui-101/#comments</comments>
		<pubDate>Thu, 24 Apr 2008 16:45:15 +0000</pubDate>
		<dc:creator>Sean Malott</dc:creator>
		
		<category><![CDATA[For Buyers]]></category>

		<category><![CDATA[For Sellers]]></category>

		<category><![CDATA[Real Estate]]></category>

		<category><![CDATA[Feng Shui]]></category>

		<category><![CDATA[Feng Shui Tips]]></category>

		<guid isPermaLink="false">http://clearwaterhometeam.com/feng-shui-101/</guid>
		<description><![CDATA[It’s a topic discussed in most major lifestyle magazines and on your favorite  home decorating shows—feng shui. While enjoying new found popularity on this  half of the globe, feng shui is an ancient art that has been practiced for  centuries in China. Meaning “wind” (feng) and “water” (shui), this ancient  discipline [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://clearwaterhometeam.com/wp-content/uploads/2008/04/pretty-bed.jpg" title="Attractive Bedroom in Feng Shui Style"><img src="http://clearwaterhometeam.com/wp-content/uploads/2008/04/pretty-bed.jpg" class="right frame" alt="Attractive Bedroom in Feng Shui Style" height="191" width="280" /></a>It’s a topic discussed in most major lifestyle magazines and on your favorite  home decorating shows—<a href="http://en.wikipedia.org/wiki/Feng_shui">feng shui</a>. While enjoying new found popularity on this  half of the globe, feng shui is an ancient art that has been practiced for  centuries in China. Meaning “wind” (feng) and “water” (shui), this ancient  discipline is used by many to create a harmonious home environment, and its  principles can be applied to almost any decorating style. In addition, using  feng shui techniques can attract potential buyers by increasing the perceived  value of your home. Below are a few tips on how to harness the energy and  vitality of feng shui within your own home.</p>
<p><strong>Reflecting disharmony.</strong> Remove  or cover large mirrors in the bedroom if you don’t sleep well.</p>
<p><strong>Room with  a view.</strong> Place your bed to give you the widest view of the room. Your bed  shouldn&#8217;t be in direct line with the door. Paint the bedroom walls in a color  scheme that is both pleasant and inviting.</p>
<p><strong>Calming sounds.</strong> Hang wind  chimes outside your front door to create a soothing environment for occupants  and guests.</p>
<p><strong>Writing on the wall.</strong> Try to avoid having completely bare  walls. Group together non-personal pictures or hang up interesting art pieces in  a diagonal or staggered pattern.</p>
<p><strong>Go with the flow.</strong> Place a blue or black  doormat at your front door to encourage good things to flow in like  water.</p>
<p><strong>The color of love.</strong> Include the romance colors–white, pink and  red–in your room. But don’t overdose with a red wall because too much red can  trigger anger.</p>
<p><strong>Plants for energy.</strong> Healthy plants generate positive  energy. Avoid dried flowers because they have no energy left.</p>
<p><strong>Look  overhead.</strong> Move beds, couches and desks from under any overhead beams to keep  energy flowing.</p>
<p><strong>Less is more.</strong> When arranging furniture,less is better.  Too much clutter can restrict the potential of a great room.</p>
<p><strong>Create  positive impressions.</strong> Keep counters clean, closets organized and clutter  concealed in order to project an organized and stress-free environment for you  and your guests.</p>
<p>Reprinted with permission from Buffini &amp; Company.</p>
]]></content:encoded>
			<wfw:commentRss>http://clearwaterhometeam.com/feng-shui-101/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Boyd Hill Nature Preserve</title>
		<link>http://clearwaterhometeam.com/boyd-hill-nature-preserve/</link>
		<comments>http://clearwaterhometeam.com/boyd-hill-nature-preserve/#comments</comments>
		<pubDate>Mon, 21 Apr 2008 15:02:24 +0000</pubDate>
		<dc:creator>Sean Malott</dc:creator>
		
		<category><![CDATA[Things to Do]]></category>

		<category><![CDATA[Boyd Hill Nature Preserve]]></category>

		<category><![CDATA[City Park in St. Pete]]></category>

		<category><![CDATA[St. Petersburg Nature Parks]]></category>

		<guid isPermaLink="false">http://clearwaterhometeam.com/boyd-hill-nature-preserve/</guid>
		<description><![CDATA[When was the last time you communed with nature? I had the opportunity to  explore a hidden gem on the shores of Lake Maggiore recently called Boyd Hill Nature Preserve in St.  Petersburg, FL. It is a 245 acre park featuring many walking trails and tons of  wildlife viewing. My real estate [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://clearwaterhometeam.com/wp-content/uploads/2008/04/baby-alligator.jpg" title="Baby Alligator at Boyd Hill Nature Preserve"><img src="http://clearwaterhometeam.com/wp-content/uploads/2008/04/baby-alligator.jpg" class="right frame" alt="Baby Alligator at Boyd Hill Nature Preserve" height="292" width="234" /></a>When was the last time you communed with nature? I had the opportunity to  explore a hidden gem on the shores of Lake Maggiore recently called <a href="http://www.stpete.org/boyd/">Boyd Hill Nature Preserve</a> in St.  Petersburg, FL. It is a 245 acre park featuring many walking trails and tons of  wildlife viewing. My real estate <a href="http://www.clearwaterhometeam.com/malott-group">team</a> has a couple of  listings at Banyan  Bay in the vicinity and I had passed the signs which led to the park many  times without noticing them. I only discovered the nature park after reading a  Florida trail guide book I picked up at a yard sale. In my 2.5 hour adventure  through the park, I was able to see a Raccoon, an Alligator, Egrets, a <a href="http://en.wikipedia.org/wiki/Gopher_tortoise">Gopher Tortoise</a>, many  birds, and an <a href="http://en.wikipedia.org/wiki/Osprey">Osprey</a> soar  through the sky carrying a fish to its nest. It is a great place to go and  escape the city and still see the skyline in the periphery.</p>
<p>The baby alligator photo is courtesy of <a href="http://www.g33kart.com">John Jacobsen</a>.  John is a regular participant in the photography contest Boyd Hill Nature Preserve hosts on an annual basis.</p>
]]></content:encoded>
			<wfw:commentRss>http://clearwaterhometeam.com/boyd-hill-nature-preserve/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Views from the Pinellas Trail</title>
		<link>http://clearwaterhometeam.com/views-from-the-pinellas-trail/</link>
		<comments>http://clearwaterhometeam.com/views-from-the-pinellas-trail/#comments</comments>
		<pubDate>Tue, 15 Apr 2008 14:32:28 +0000</pubDate>
		<dc:creator>Sean Malott</dc:creator>
		
		<category><![CDATA[Things to Do]]></category>

		<category><![CDATA[Biking Trail Pinellas County]]></category>

		<category><![CDATA[Biking Trail Tampa Bay]]></category>

		<category><![CDATA[Clearwater Pinellas Trail]]></category>

		<category><![CDATA[Pinellas Trail]]></category>

		<guid isPermaLink="false">http://clearwaterhometeam.com/views-from-the-pinellas-trail/</guid>
		<description><![CDATA[CLEARWATER,FLORIDA - One of the best features about living in Clearwater, Florida is the Pinellas Trail.  The Pinellas Trail is  a 34 mile paved bicycle trail from Tarpon Springs to St. Petersburg.  The trail cuts through Palm Harbor, Dunedin, Clearwater, Largo, and Seminole along the way.  The Pinellas Trail was converted [...]]]></description>
			<content:encoded><![CDATA[<p>CLEARWATER,FLORIDA - One of the best features about living in Clearwater, Florida is the <a href="http://www.pinellascounty.org/trailgd/">Pinellas Trail</a>.  The Pinellas Trail is  a 34 mile paved bicycle trail from Tarpon Springs to St. Petersburg.  The trail cuts through Palm Harbor, Dunedin, Clearwater, Largo, and Seminole along the way.  The Pinellas Trail was converted to a biking and recreational trail from an abandoned CSX Railroad right of way in the 1990&#8217;s.  It is an ongoing project and the county plans to connect other local destinations to the trail in the future.  Whether you are biking, running, walking, or roller blading, it is a great place to get out and enjoy nature and make some friends along the way.  Here are some photographs I took while bicycling on the Pinellas Trail.</p>
<p><a href="http://clearwaterhometeam.com/wp-content/uploads/2008/04/skies-over-pinellas-trail.JPG" title="Skies Over Pinellas Trail"><img src="http://clearwaterhometeam.com/wp-content/uploads/2008/04/skies-over-pinellas-trail.JPG" class="right frame" alt="Skies Over Pinellas Trail" height="301" width="400" /></a></p>
<p><a href="http://clearwaterhometeam.com/wp-content/uploads/2008/04/condo-in-distance.JPG" title="Condos In Distance"><img src="http://clearwaterhometeam.com/wp-content/uploads/2008/04/condo-in-distance.JPG" class="right frame" alt="Condos In Distance" height="301" width="399" /></a></p>
<p><a href="http://clearwaterhometeam.com/wp-content/uploads/2008/04/bay-pines-bridge.JPG" title="Bay Pines Bridge"><img src="http://clearwaterhometeam.com/wp-content/uploads/2008/04/bay-pines-bridge.JPG" class="right frame" alt="Bay Pines Bridge" height="306" width="402" /></a></p>
<p><a href="http://clearwaterhometeam.com/wp-content/uploads/2008/04/boats-by-bridge.JPG" title="Boats by Bridge"><img src="http://clearwaterhometeam.com/wp-content/uploads/2008/04/boats-by-bridge.JPG" class="right frame" alt="Boats by Bridge" height="307" width="407" /></a></p>
<p><a href="http://clearwaterhometeam.com/wp-content/uploads/2008/04/blooming-flowers.JPG" title="Blooming Flowers"><img src="http://clearwaterhometeam.com/wp-content/uploads/2008/04/blooming-flowers.JPG" class="right frame" alt="Blooming Flowers" height="311" width="409" /></a></p>
]]></content:encoded>
			<wfw:commentRss>http://clearwaterhometeam.com/views-from-the-pinellas-trail/feed/</wfw:commentRss>
		</item>
		<item>
		<title>What is a Short Sale?</title>
		<link>http://clearwaterhometeam.com/what-is-a-short-sale/</link>
		<comments>http://clearwaterhometeam.com/what-is-a-short-sale/#comments</comments>
		<pubDate>Thu, 10 Apr 2008 04:43:09 +0000</pubDate>
		<dc:creator>Sean Malott</dc:creator>
		
		<category><![CDATA[Pre-Foreclosure]]></category>

		<category><![CDATA[Deals in Tampa Bay]]></category>

		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://clearwaterhometeam.com/what-is-a-short-sale/</guid>
		<description><![CDATA[A short sale is when a lender agrees to take less than what is owed on the mortgage so that the property can be sold.  A short sale is a great way to avoid foreclosure and is commonly referred to as pre-foreclosure.  The effects on credit scoring from a short sale are far [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://clearwaterhometeam.com/wp-content/uploads/2008/04/short-sale-family.jpg" title="Short Sale Options"><img src="http://clearwaterhometeam.com/wp-content/uploads/2008/04/short-sale-family.jpg" class="right frame" alt="Short Sale Options" height="216" width="194" /></a>A <strong>short sale</strong> is when a lender agrees to take less than what is owed on the mortgage so that the property can be sold.  A short sale is a great way to avoid foreclosure and is commonly referred to as pre-foreclosure.  The effects on credit scoring from a short sale are far less damaging than a foreclosure.</p>
<p>The road to a successful short sale can be slow, complicated, and time consuming, however can be the best option for a seller who has a negative equity position in their property.</p>
<p>The most important thing to remember is that the bank does not want to lose money. It is necessary to convince the lender that they will lose FAR LESS money by doing a short sale than by foreclosing on the property.</p>
<p>Here are the basic items you will need in your tool box to convince the bank(s) to accept a short sale:</p>
<ol>
<li><strong>Time</strong> - It will take time to prepare the documentation and contact the correct department at the bank.</li>
<li><strong>Patience &amp; Persistence</strong> - Remember &#8220;You attract more flies with Honey than Vinegar.&#8221; Be calm and patient with the people at the bank. They are not going to make it easy, but be patient and persistent and keep calling until you get to the correct person. Once you get the correct person or department, document everything discussed as well as their complete contact information including an e-mail address.</li>
<li><strong>Request a Short Sale Package</strong> - The package will detail the process and documents you need to complete to start the short sale process.</li>
<li><strong>Prepare a Hardship Letter</strong> - The hardship letter is a detailed description of why you ended up in this situation. Be as specific as possible. The more heart wrenching the better.</li>
<li><strong>2 Years of Tax Returns</strong></li>
<li><strong>2 Months Pay Stubs (if employed)</strong></li>
<li><strong>At Least 2 Months of Bank Statements</strong></li>
<li><strong>Financial Worksheet</strong> - This is a list of assets, liabilities, income and expenses. Most lenders will have their own form to complete.</li>
</ol>
<p>The above list are the basic items you need in your tool box to negotiate with the bank. Of course, it is always best to consult someone who has experience with the short sale process such as a Realtor or an Attorney. Make sure to ask if they have successfully negotiated short sales in the past.</p>
]]></content:encoded>
			<wfw:commentRss>http://clearwaterhometeam.com/what-is-a-short-sale/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Seminole, Florida</title>
		<link>http://clearwaterhometeam.com/seminole-florida/</link>
		<comments>http://clearwaterhometeam.com/seminole-florida/#comments</comments>
		<pubDate>Thu, 10 Apr 2008 03:57:40 +0000</pubDate>
		<dc:creator>Sean Malott</dc:creator>
		
		<category><![CDATA[Pinellas County]]></category>

		<category><![CDATA[Seminole]]></category>

		<category><![CDATA[City of Seminole]]></category>

		<category><![CDATA[Seminole Florida]]></category>

		<category><![CDATA[Seminole Real Estate]]></category>

		<guid isPermaLink="false">http://clearwaterhometeam.com/seminole-florida/</guid>
		<description><![CDATA[Search for Seminole Real Estate Now!
The city of Seminole is located in Pinellas County Florida and neighbored by Largo to the north, St. Petersburg to the south, Pinellas Park to the east, the intercoastal waterway to the west, and within minutes of the gulf beaches.  Seminole is home to a large retiree population, seasonal [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://clearwaterhometeam.com/home-search/">Search for Seminole Real Estate Now!</a></p>
<p>The city of Seminole is located in Pinellas County Florida and neighbored by Largo to the north, St. Petersburg to the south, Pinellas Park to the east, the intercoastal waterway to the west, and within minutes of the gulf beaches.  Seminole is home to a large retiree population, seasonal residents and is also popular with younger families because of the great reputation of the school system and for its central location in the county.  Seminole is known for great fishing, boating, hiking, biking trails, and outdoor recreation at Lake Seminole Park, which consists of 250 acres adjacent to Lake Seminole.  Whatever your interest, it is sure to be found in Seminole, Florida.</p>
<p><a href="http://clearwaterhometeam.com/wp-content/uploads/2008/04/seminole_map.gif" title="Seminole Florida Map"><img src="http://clearwaterhometeam.com/wp-content/uploads/2008/04/seminole_map.gif" class="right frame" alt="Seminole Florida Map" /></a></p>
]]></content:encoded>
			<wfw:commentRss>http://clearwaterhometeam.com/seminole-florida/feed/</wfw:commentRss>
		</item>
	</channel>
</rss>
